Terms of Use

1. Acceptance of Terms

By accessing and using the website of Gratitude Invest Pte Ltd ("Gratitude Invest," "we," "us," or "our"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.

2. Website Purpose and Disclaimer

This website is for informational purposes only and does not constitute:

• An offer or solicitation to sell or purchase securities or investments
• Investment, legal, tax, or financial advice
• A recommendation to invest in any particular security, strategy, or investment product
• A public offering or solicitation for funds

Any investment decisions should be made only after consulting with qualified professional advisors and conducting independent due diligence.

3. Qualified Investors Only

Certain portions of this website, particularly information regarding co-investment opportunities, are intended solely for qualified, accredited, or professional investors as defined by applicable securities laws.

By accessing such information, you represent and warrant that you meet the applicable investor qualification requirements in your jurisdiction.

4. Intellectual Property Rights

All content on this website, including text, graphics, logos, images, and software, is the property of Gratitude Invest or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from any content without our prior written permission.

5. User Conduct

You agree not to:

• Use the website for any unlawful purpose or in violation of these Terms
• Attempt to gain unauthorized access to our systems or networks
• Interfere with the proper functioning of the website
• Use automated systems to access the website without permission
• Transmit viruses, malware, or other harmful code
• Impersonate any person or entity or misrepresent your affiliation

6. Investment Risks

All investments involve risk, including:

• Loss of principal invested
• Lack of liquidity and inability to withdraw capital
• Market volatility and economic conditions
• Concentration risk and lack of diversification
• Regulatory and legal risks
• Currency and foreign exchange risks (for international investments)

Past performance is not indicative of future results. There can be no assurance that investment objectives will be achieved or that losses will not occur.

7. No Warranties

This website is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties regarding accuracy, completeness, or timeliness of information
• Warranties that the website will be uninterrupted or error-free

8. Limitation of Liability

To the fullest extent permitted by law, Gratitude Invest and its affiliates, directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or inability to use this website
• Reliance on any information provided on this website
• Errors, omissions, or inaccuracies in website content
• Unauthorized access to or alteration of your data
• Any investment decisions made based on website information

9. External Links

This website may contain links to third-party websites. We do not control or endorse these external sites and are not responsible for their content, privacy practices, or terms of use.

10. Confidentiality

Any information you submit to us through this website may be used in accordance with our Privacy Policy. By submitting information, you acknowledge that it may not be treated as confidential unless covered by a separate confidentiality agreement.

11. Modifications to Website and Terms

We reserve the right to modify, suspend, or discontinue any part of this website at any time without notice. We may also update these Terms of Use periodically. Continued use of the website after changes constitutes acceptance of the revised terms.

12. Jurisdiction and Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of Singapore.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact Information

For questions about these Terms of Use, please contact:
Gratitude Invest Pte Ltd
Email: legal@gratitudeinvest.com
Address: [Office Address], Singapore [Postal Code]